Privacy Policy

What do we do with your informa
Facts WHAT DOES UNITED COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
  • Location Data
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons United Community FCU chooses to share; and whether you can limit the sharing.

Personal Information Collected Through Our Mobile App and Online Services
Digital Collection PERSONAL INFORMATION COLLECTED THROUGH OUR MOBILE APP AND ONLINE SERVICES
Overview When you use our online banking services, mobile application, website, or other digital services, we and our service providers may automatically collect certain information about your device and how you interact with our services.
Device Information Details about the device you use to access our services, such as the device type, operating system, browser type, language settings, IP address, mobile carrier, network connection, and general geographic location (such as city or state).
Usage Information Information about your activity within our services, including pages viewed, features used, time spent on pages, navigation patterns, referring websites, access times, and other interactions with our digital platforms.
Cookies & Tech We may use cookies, local storage technologies, web beacons, pixels, and similar tools to:
  • Improve the functionality and security of our services;
  • Remember your preferences and settings;
  • Enable certain features;
  • Analyze usage patterns and improve the user experience; and
  • Measure the effectiveness of communications and online content.
Location Information With your permission, our mobile application may collect location information from your device, including when the application is running in the background, to provide certain services such as fraud prevention and security monitoring. You may manage or disable location-sharing permissions at any time through your device settings.

This information helps us operate, maintain, secure, and improve our digital services while providing a more personalized and efficient experience.

Why We share your information
Reasons we can share your personal information Does United Community FCU share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our Marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No We Don't Share
For our affiliates' everyday business purposes -
information about your creditworthiness		 No We Don't Share
For our non-affiliates to market to you No We Don't Share

Questions? Call (412) 653-8000


What we do
What We Do How
How does United Community FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does United Community FCU collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Example
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.
  • United Community FCU has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial or non-financial companies.
  • United Community FCU does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • United Community FCU doesn't jointly market.

Truth In Savings Disclosure

Contact us to get the TIS Disclosure