Loan Rates
Other rates and terms are available. Rates are subject to change without notice. Why not apply on-line today?
| |
Rate as low as |
Term |
| New Automobile (2010 & 2009 Model Years) |
4.24 |
60 |
| Used Automobile (2010 - 2007 Model Years) |
4.74 |
60 |
| Used Automobile (2006 & 2005 Model Year) |
4.99 |
60 |
| Used Automobile (2004 - 2002 Model Years) |
5.24 |
48 |
| Used Automobile (2001 Model Year) |
7.40 |
36 |
| Personal Loan (Signature - Unsecured) |
10.50 |
60 |
| Share Secured (Share rate plus 2%, minimum 4.00%) |
4.00 |
120 |
Home Equity - Fixed Rate
(60% LTV) |
4.99 |
60 |
Home Equity - Fixed Rate
(60% LTV) |
5.49 |
120 |
Home Equity - Fixed Rate
(60% LTV) |
5.99 |
180 |
Home Equity - Fixed Rate
(80% LTV) |
5.49 |
60 |
Home Equity - Fixed Rate
(80% LTV) |
5.99 |
120 |
Home Equity - Fixed Rate
(80% LTV) |
6.49 |
180 |

Share Rates
Start saving today with payroll deduction or through direct deposit. Why not start today - call for details!
| |
Dividend Rate |
APY** |
Term |
| Regular Shares (Minimum balance $5.00) |
0.25 |
0.25 |
n/a |
| Christmas Club (Automatically transfered into regular share or share draft account) |
0.25 |
0.25 |
n/a |
| Special Club Shares |
0.25 |
0.25 |
n/a |
| IRA Shares |
0.75 |
0.75 |
n/a |

Share & IRA Certificates of Deposit
CD rates change every Wednesday, you can open your Share Certificate of Deposit over the telephone, why not call today?
| |
Dividend Rate |
APY** |
Term |
| Share Certificate of Deposit - 6 months |
0.75 |
0.76 |
6 |
| Share Certificate of Deposit - 12 months |
1.00 |
1.00 |
12 |
| Share Certificate of Deposit - 18 months |
1.50 |
1.51 |
18 |
| Share Certificate of Deposit - 24 months |
1.75 |
1.76 |
24 |
| Share Certificate of Deposit - 36 months |
2.00 |
2.02 |
36 |
Substantial Penalty For Early Withdrawal.
*APR = Annual Percentage Rate
** APY = Annual Percentage Yield |