Loans

A variety of low-interest loans with flexible repayment terms are available to meet your family's specific borrowing needs.

• New & Used Vehicle Loans
• Motorcycle, RV, Boat and Mobile Home Loans
• Share Secured Loans
• Unsecured Signature Loans
• Student Loans
• First Mortgages
• Fixed-Rate Home Equity Loans
• Consolidation Loans

Whatever your needs, check with us first. It is easy to apply. Simply Click Here to apply online.

New & Used Vehicle Loans

When you are ready to purchase a new or used car, come to United Community first. We offer 100% financing with low rates and extended terms for more affordable payments. We also offer free pre-approvals, so you know exactly what your interest rate will be before you get to the dealership. Pre-approval gives you more bargaining power on the lot, because you won’t have to negotiate financing – you will only have to negotiate the price of the vehicle!

Motorcycle, RV, Boat And Mobile Home Loans

We offer financing for more than just cars! We can help you affordably finance a new or used motorcycle, recreational vehicle, boat or mobile home. Interest rates on these loans are low, and we offer affordable repayment terms to meet your needs.

Share Secured Loans

Enjoy a significantly lower interest rate when you secure your loan with the money in your Share Savings Account. You will continue to earn dividends on your savings, making this a better choice when you need to borrow cash for vacation expenses, home renovations, college tuition, or for any other reason.

Unsecured Signature Loans

Make a special purchase, finance a vacation getaway, or use it for any unexpected expense – the choice is yours! All we need is your signature and good credit to offer you a low interest rate and affordable terms.

Student Loans

Do you need funds for college or trade school? We can help you apply for funding through PHEAA, the Pennsylvania Higher Education Assistance Agency. Stafford, PLUS and private Student Loans are available through PHEAA’s low-cost programs. Stop by the credit union or call (412) 653-8000 for more information.

First Mortgages

Buying your first home is exciting! United Community offers a variety of First Mortgage programs from which to choose, all with low interest rates and affordable monthly payments. Our Loan Representatives will be happy to sit down and discuss your options to find the most cost-effective program for your needs. You can even have your Mortgage pre-approved so you know exactly how much home you can afford!

Fixed-Rate Home Equity Loans

United Community can also help you upgrade your current home. We offer Home Equity Loans at low, fixed rates for kitchen remodeling costs, bathroom renovations or any other home-related project. You can also borrow up to 80% of your home’s value for other expenses, such as a family vacation or college tuition. Home Equity Loan interest rates are typically lower than other loan rates, plus the interest on your loan may be tax-deductible! (Consult your tax advisor for details.)

Consolidation Loans

Bring two or more of your outstanding high interest rate loans to United Community, and we can consolidate your balances into a low interest rate Consolidation Loan. By consolidating, you lower the amount of interest you pay over the life of your loan, and you could also lower your monthly payment!